effective annual yield การใช้

Annual percentage yield or effective annual yield is the analogous concept used for savings or investment products, such as a certificate of deposit.
:I can never quite figure out what they mean by " interest ", is that the nominal yield not including compounding or effective annual yield?
They may also include the " effective annual yield ", but skeptical customers may ignore that and use the lower nominal rate to choose their bank.
The bonds, which carried a 3.3 percent coupon, were being sold for 99.65 yen per 100 yen in face value for an effective annual yield of 3.346 percent.
She recommends the U . S . Global Investors Government Securities Savings fund, a money fund paying an effective annual yield of 5.45 percent, and the American Century-Benham Capital Preservation Fund, at 4.98 percent.